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YOUR MORTGAGE
"FOR A FIRST TIME HOME BUYER WITH GOOD OR CHALLENGING CREDIT"

Do you desire to own a home and you are a first time home buyer and/or have challenging credit. i.e. 500 credit scores?  Now more than ever, with the real estate and mortgage industry turned up side down, you need me to help you.  I am an experienced, knowledgeable, and sincere Mortgage Consultant that will help you learn to qualify for a mortgage.  I will simply direct you to the best available program that will best suit your specific situation or circumstances regardless of past credit history.  I will guide you to qualify for a mortgage that will not put you  in a bad home loan (adjustable rate).  I will educate you to obtain the appropriate mortgage and loan amount.  Who better that a knowledgeable and experienced mortgage consultant that has the tools and the company behind him to help you own a home of your dreams and obtain the best financing for your individual situation.  If you have challenging credit, good credit, or a unique situation you need me.

Answer these 7 questions to see if you qualify for a mortgage!

  1. Are you sincerely prepared and focused to be able to start now and own a home in 180 days or less? YES (NO-If you have challenging credit you must focus on this undertaking at all time to own a home.)
  2. Are you going to be available and receptive to me when I need to contact you? YES (NO-If you are too busy to be available then it will delay our efforts because of your loss of attention.)
  3. Are you going to follow my step-by-step instructions to the best of your ability? YES (NO-Not staying on the course and altering the plan will jeopardize you obtaining a loan!)
  4. Can you immediately obtain at least $1500 for the purpose of owning a home? YES (NO-If you have no money saved or available it will create delays in moving forward.)
  5. Do you have 30-day late payments within the last 5 months on an active open account? NO (YES-Having a 30-day late payment sets your credit score backwards 6 months.)
  6. Do you have any of the following on your credit-judgments, tax liens, or back child support? NO (YES-If you have any of these issues you must settle that account or have it in a monthly payment plan.)
  7. Did you have a large collection or reposition happen within the last 6 months? NO (YES- Having the following issues occur set your credit score backwards 6 months from the occurrence.)

If you have answered all 7 questions correctly, CONTACT ME TODAY!

678-859-6929

Copyright . Eddie Hicks. All rights reserved.
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